home and needs
9 reasons for home warranty claim denial
Home warranty plans are among the most helpful service contracts for homebuyers. They offer financial protection against damages to major appliances and systems in the house. Without a warranty plan, repairing or replacing the damaged systems can be an expensive affair. However, home warranty plans may not cover all kinds of damages, leading to the denial of warranty claims. Here are some situations in which home warranty claims can be denied: 1. No coverage for specific appliances Home warranty plans usually cover the breakdown of certain systems or appliances. Some plans even offer comprehensive coverage for damages to both systems and appliances in the house. However, it is important to note that these warranty plans may not cover every appliance in their house. So, if one submits a warranty claim against an appliance that is not covered by their plan, their claim will be denied. Also, home warranty plans do not offer coverage for appliances that are under the manufacturer’s warranty. So, before filing a claim, one must check if that particular appliance is covered under the home warranty. If one is unsure about the extent of coverage, one can call their home warranty provider and ask them if an appliance is covered.